DSCR loans for real estate investors buying or refinancing investment properties in Texas, North Carolina, California, Florida, Oklahoma, Louisiana and Arkansas.
Tell us about the property below (about a minute), then request a priority call or pick a time. A DSCR loan specialist with over a decade in the business calls you back, walks through which program fits, and tells you exactly what documents to pull together. First rental or fiftieth, straight answers, no runaround.
No obligation. Not a loan application, commitment or approval.
By continuing you agree to be contacted by Paramount Residential Mortgage Group, Inc. about your inquiry by phone, text and email, including automated technology. Consent is not a condition of purchase. Message and data rates may apply.
A DSCR loan qualifies on the rent the property brings in against its costs, not your personal income. And because we have DSCR programs that can work even when the rent comes in below the full payment, deals other lenders pass on aren’t automatically off the table.
Long-term rentals, short-term rentals and Airbnbs, single-family and 2-4 unit properties, purchases and cash-out refinances. With a deep bench of DSCR and non-QM programs handled in-house, we match the loan to the deal instead of forcing the deal into one box, and move quickly once your documents are in.
Every loan officer on the team has more than ten years in the business, across Texas, North Carolina and California. Whether this is your first rental or you’re growing a portfolio, you get someone who knows investor deals and stays on yours through closing.
About a minute: property state, purchase or cash-out refinance, property type, estimated value or price, and expected rent.
Request a priority call and our team calls as soon as someone is free, or book a time that suits you.
Which program fits, what documents to pull together first, and what to expect next. No jargon, no pressure.
Investor DSCR Loans is a team of loan officers in Texas, North Carolina and California, every one with more than ten years in the business, focused on financing rental and investment property. When you submit the form, your deal goes to a specialist who covers the state your property is in, so the first call is useful, not a sales script.
+1 (726) 207-2403
DSCR stands for debt service coverage ratio. It is a loan for investment property qualified mainly on the rental income the property generates compared with its monthly costs, rather than your personal income documentation. It can be used to buy a rental or for a cash-out refinance on one you already own.
That doesn’t automatically rule the deal out. We have DSCR programs designed for properties where the rent comes in below the full monthly payment. Tell us about the property and a specialist will walk through what may fit.
Yes, DSCR financing can account for short-term rental income where the property and program support it.
Yes. First-time investors are welcome. A DSCR loan is for non-owner-occupied investment property, so it is not for the home you live in, but you don’t need a portfolio already to get started.
No. It is a quick way to tell us about your deal so the call is useful. It is not a loan application, approval or commitment to lend.